Blog

Explore professional advice, industry updates, and key insights to help you confidently navigate the world of personal and business insurance.

Image of a dental model with teeth, a stethoscope, and dental tools on a paper labeled "Dental Insurance," symbolizing dental health coverage and care.

Can I Get Dental Insurance Without Health Insurance?

Image of a jar with a "Tax Free" label and coins on a wooden table, paired with a clock against a blue background, emphasizing tax-free savings.

Tax Free Savings Account: Stop Throwing Money Away on Taxes

Infographic from IQ Financial Group on tax-efficient withdrawal strategies, recommending drawing from taxable accounts first, then tax-deferred, and preserving tax-free accounts like Roth IRAs for last, optimizing post-retirement income as of July 2025.

How to Avoid Tax on Savings Accounts?

Clipboard on a wooden desk with "Health Reimbursement Arrangement" written in red and black ink, accompanied by a stethoscope, pen, glasses, and medicine, symbolizing healthcare funding.

What is HRA (Health Reimbursement Arrangements)?

Chalkboard with "Health Savings Account" written in white and pink chalk, placed on a wooden surface, highlighting the concept of HSAs.

What is a Health Savings Account (HSA)?

A joyful family scene with grandparents and grandchildren, featuring a smiling elderly couple holding a baby and a young girl in a yellow dress, all sharing a warm moment.

Can I Add My Grandchild to My Health Insurance?

A doctor holding a health insurance document with a patient, discussing coverage details.

Does Health Insurance Cover Physical Therapy?

Vision insurance inclusion in health plans varies widely. Standard health insurance often covers eye-related medical issues, like surgery for cataracts or treatment for glaucoma, but routine care—exams, glasses, contacts—is usually not included.

Is Vision Included in Health Insurance?

A couple sits on a gray couch holding hands against a blue background, exploring if health insurance covers couples therapy. Find out how coverage works, with many plans now including therapy to support relationships.

Does Health Insurance Cover Couples Therapy? A Comprehensive Guide

A customer getting an insurance plan after learning what is subrogation in health insurance

What Is Subrogation In Health Insurance? A Complete Guide For 2025

does health insurance cover dermatology visit

Does health insurance cover dermatology?

A lady undergoing chiropractic care looking at when does health insurance cover chiropractors

Does Health Insurance Cover Chiropractors?

Dentures with braces for the question does health insurance cover braces?

Does Health Insurance Cover Braces?

Dice spelling "VASECTOMY INSURANCE" with surgical scissors in background.

Does Health Insurance Cover Vasectomy? Coverage, Costs, and What You Need to Know

A professional optometrist conducting an eye exam in a medical office using specialized equipment to assess a patient's vision. The setting is clean and well-lit, emphasizing a healthcare environment focused on eye care. Her patient might have struggled with the question: Does health insurance cover eye exams?

Does Health Insurance Cover Eye Exams?

an image of a happy family at the beach after discovering the best insurance coverage for the whole family.

What Does Health Insurance Cover? A Clear and Simple Guide

Navigating Small Business Health Plans: Understanding HRAs, Health Insurance Allowances, and Outsourcing

Navigating Small Business Health Plans: Understanding HRAs, Health Insurance Allowances, and Outsourcing

The Rise of Personalized Benefits: How Individual Coverage HRAs (ICHRAs) are Transforming Employer-Sponsored Healthcare

The Rise of Personalized Benefits: How Individual Coverage HRAs (ICHRAs) are Transforming Employer-Sponsored Healthcare

The Impact of the Affordable Care Act on Employers: Penalties, Mandated Health Plan Benefits, and Coverage Options for Employees

The Most Effective Ways to Recruit and Retain Top Talent (and Why It’s Essential for Business Growth)

The Most Effective Ways to Recruit and Retain Top Talent (and Why It’s Essential for Business Growth)

The History of Employers Offering Employee Benefits Beyond Salary

The History of Employers Offering Employee Benefits Beyond Salary

Understanding Out-of-Pocket Medical Expenses and How HRAs Can Help

Understanding Out-of-Pocket Medical Expenses and How HRAs Can Help

The Hidden Costs of Perks: Employer Struggles with Employee Benefits

The Hidden Costs of Perks: Employer Struggles with Employee Benefits

Finding the Right Health Insurance Benefits for Your Organization

Finding the Right Health Insurance Benefits for Your Organization